Last week, French Hill, Chairman of the House Financial Services Committee, introduced the Main Street Capital Access Act (H.R 6955), a comprehensive legislative package developed alongside Financial Institutions Subcommittee...

As federal policymakers continue active discussions around potential deposit insurance reform, IBAT recently sent a detailed letter to House Financial Services Committee leadership—including Chairman French Hill and Financial Institutions Subcommittee Chairman...

The Winter 2025 edition of IBAT’s magazine, The Texas Independent Banker, is now available online. In this issue, IBAT highlights its Year-End Checklist, looks back at the 51st Annual...

At a meeting of the IBAT Board of Directors last week, the board considered and approved initial funding for DTX, LLC, a wholly owned subsidiary of IBAT created for...

Last week, the Federal Deposit Insurance Corporation (FDIC) approved a final rule updating the Federal Deposit Insurance Corporation Improvement Act audit and reporting requirements to account for inflation. Effective...

One impediment to regulatory relief for community banks has long been the lack of empirical evidence demonstrating the extent of the problem—particularly for smaller institutions. A new blog post from the...

Yesterday, IBAT sent a comment letter to Senators Tim Scott (R-SC), Elizabeth Warren (D-MA) and John Kennedy (R-LA) urging the Committee on Banking, Housing and Urban Affairs to pass the STREAMLINE...

In a first-of-its-kind decision, the Office of the Comptroller of the Currency (OCC) has granted “conditional approval” for a national bank charter to Erebor Bank, a de novo bank....

Yesterday, IBAT submitted a comment letter regarding the implementation of the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act. The letter is in response to the Department of the...