Last week, IBAT had the incredible opportunity to connect face-to-face with its members across Texas during the Tour de Texas. The annual regional meetings are more than just a...

In a victory for banks nationwide, the Federal banking regulators announced their intention to withdraw the Community Reinvestment Act (CRA) final rule issued in October of 2023 and reinstate...

On Friday, President Donald Trump issued an Executive Order, “Continuing the reduction of the federal bureaucracy,” which included the elimination of the “non-statutory components and functions” of the Community Development...

Per the rules of the Texas Legislature, as of Friday, the last bills have been filed for the 89th Regular Session. In total, more than 8,600 bills were filed,...

Managing a community bank’s balance sheet is like taking care of a home: it requires ongoing maintenance, thoughtful planning, and proactive decisions to preserve its value and ensure long...

No later than March 21, the Financial Crimes Enforcement Network (FinCEN) announced that it intends to issue an interim final rule that extends Beneficial Ownership Information (BOI) reporting deadlines, recognizing the...

Last week, 140 Texans stepped up to take the voice of community banking to Capitol Hill. In total, IBAT members met with 30 members or staff of the Texas...

Last week, Senate Banking Committee Chairman Tim Scott and House Financial Services Committee Chairman French Hill introduced Congressional Review Act (CRA) legislation challenging the Consumer Financial Protection Bureau’s (CFPB) overdraft rule....

On February 12, a trade group representing the fintech industry filed a motion to intervene in a pending lawsuit regarding the CFPB’s final rule on open banking in order to defend it. The...