The IBAT Loan Marketplace is a digital exchange providing a simpler, more cost-effective and transparent way for community banks across Texas and the country to buy, sell, participate and originate loans of any type.
Our solution is a powerful liquidity management tool enabling financial institutions to intelligently and proactively reduce risk, drive profitability and optimally align portfolios with target relationship profiles. Members have direct access to an active community of buyers and sellers, alongside an analytics toolset to drive better, faster decision-making and higher transactional success rates in the evaluation, purchase, sale and origination of loans – whole loans, pools or participations.
With a rapidly-expanding, local and nationwide network of 1,400+ institutions and billions of dollars in proprietary deal flow (from commercial to consumer to specialty loans), members can quickly find and directly connect to community banks, regional banks and other loan originators in real-time, without brokers or other intermediaries.
Whether your institution is seeking to free up liquidity or manage regulatory ratios, diversify assets or source new client relationships and grow your loan portfolio, the marketplace provides a simple and efficient solution for sourcing deals and capital partners, building relationships with other institutions and gaining real-time pricing and credit market intelligence.