News
House Vote to Repeal 1071 Rules
The Independent Bankers Association of Texas (IBAT) strongly supports Senate Joint Resolution 32, which will help Texas community banks continue to support small business lending and protect customer privacy. We...
CollateralEdge Wins Startup of the Year Award
Venture Dallas named its first-ever Startup of the Year winners at its fourth annual conference, selecting three companies from a competitive pool of over 100 nominees. To qualify, startups...
Bankers Helping Bankers Launches BaaS Toolkit
Banks of all sizes see the importance of meeting three key challenges today: providing good returns to shareholders, keeping up with digital evolution and operating efficiently. Banking-as-a-Service (BaaS) is...
Federal Home Loan Bank Report – Return to Core Mission
Last week, the Federal Housing Finance Agency (FHFA) released a long-awaited report, capturing its observations from a review of the Federal Home Loan Bank system. The report contained many...
Fast Facts: Personal Financial Data Rights Proposed Rule
As previously reported in last week’s edition of the Bottom Line, the Consumer Financial Protection Bureau (CFPB) issued a Notice of Proposed Rulemaking (NPRM) containing the Personal Financial Data...
White Paper: Community Reinvestment Act
After years of discussion among regulators, the Federal Reserve Board (FRB), the Federal Deposit Insurance Corporation (FDIC) and the Office of the Comptroller of the Currency (OCC) issued the Community...
Special Session Drawing to a Close in Austin
The Texas legislature is winding down its third special session. Despite strained relationships between the chambers and leadership offices, progress is being made. It appears the ban on private...
Agencies Go on Overdrive to End the Year
Federal regulators are ending the year with a bang, having spent the month of October issuing major proposed and final rules. In recent weeks, we have seen the issuance...
Nationwide Injunction for 1071 Implementation
In case you missed it, last week the community banking industry celebrated a major victory as the injunction halting implementation of small business data collection requirements (under Section 1071...