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IBAT Flags Technical Flaw in the Clarity Act
IBAT sent a letter to Senate Banking Committee Chairman Tim Scott (R-SC) and Senators John Cornyn (R-TX) and Ted Cruz (R-TX) outlining a key flaw in Section 401 of...
Clarity Act Markup Stalls After Crypto Industry Blowup
Senate Banking’s long-anticipated markup of the Digital Asset Market Clarity Act of 2025 (H.R. 3633) was shelved at the last minute after the largest U.S. crypto exchange publicly walked...
Chairman Hill Introduces Legislative Package
Last week, French Hill, Chairman of the House Financial Services Committee, introduced the Main Street Capital Access Act (H.R 6955), a comprehensive legislative package developed alongside Financial Institutions Subcommittee...
IBAT Advances Deposit Insurance Reform Proposal
As federal policymakers continue active discussions around potential deposit insurance reform, IBAT recently sent a detailed letter to House Financial Services Committee leadership—including Chairman French Hill and Financial Institutions Subcommittee Chairman...
The Texas Independent Banker: Winter 2025 Issue
The Winter 2025 edition of IBAT’s magazine, The Texas Independent Banker, is now available online. In this issue, IBAT highlights its Year-End Checklist, looks back at the 51st Annual...
IBAT Funding for Tokenized Deposit Consortium
At a meeting of the IBAT Board of Directors last week, the board considered and approved initial funding for DTX, LLC, a wholly owned subsidiary of IBAT created for...
FDIC Finalizes FDICIA Threshold Adjustments
Last week, the Federal Deposit Insurance Corporation (FDIC) approved a final rule updating the Federal Deposit Insurance Corporation Improvement Act audit and reporting requirements to account for inflation. Effective...
What a Decade of Data Reveals for Community Banks
One impediment to regulatory relief for community banks has long been the lack of empirical evidence demonstrating the extent of the problem—particularly for smaller institutions. A new blog post from the...
IBAT Files Comment Letter in Support of the STREAMLINE Act
Yesterday, IBAT sent a comment letter to Senators Tim Scott (R-SC), Elizabeth Warren (D-MA) and John Kennedy (R-LA) urging the Committee on Banking, Housing and Urban Affairs to pass the STREAMLINE...