The board believes that focusing on core products and services for endorsement is most beneficial, serving the majority of IBAT members by leveraging the purchasing power of community banks across Texas to negotiate IBAT-member-only benefits. The board retains IBAT Services staff to review the contracts that members would be offered by endorsed providers, monitor due diligence in line with regulatory guidelines and advise providers when legislation might affect their products or services. When needed, IBAT staff and outside accountants review financials for potential endorsements.

IBAT’s Services team is tireless, consistent and focused, taking tremendous pride in the integrity of the due diligence process. They work with each ESP to design unique programs that align with the company’s strategic marketing. The process is trusted and appreciated by IBAT members, who know that staff and volunteers have steadfastly maintained the high standards of each endorsement process.