Meet the Services Team

Julie Courtney
President
IBAT Services Inc.

Sharon Filer
Vendor Due Diligence Manager
IBAT Services Inc.

Madalyn Fisher
Vendor Relationship Manager
IBAT Services Inc.

Rachel Jeske
Executive Assistant /Project Manager
IBAT Services Inc.

Leading the Way to High Performance 

IBAT’s Endorsed Service Providers* are selected by bankers just like you, so give them extra points with confidence when considering their proposals for your bank!

Negotiating on behalf of IBAT’s member banks, the board takes pride in the integrity of the due diligence process for these endorsements. They put themselves on your side of the desk before approving endorsed products/services, selecting those that will position your bank most competitively in your marketplace and enhance the profitability of your franchise. IBAT members have saved millions of dollars by requesting the “IBAT Member Only” unique benefits when using these ESPs!

The board doesn’t hesitate to invest resources in the due diligence review process. It engages outside consultants to review financials and audits, to survey customers, to assure that your data is secure, that the business resumption plan and risk management is in order, that the product meets requirements of state and federal agencies and that IBAT’s general counsel has reviewed bank contracts for major relationships. These endorsements undergo due diligence review annually before renewal.

Endorsements are marketed by IBAT Services. Staff Contact: Julie Courtney 

*IBAT endorses the listed products but not all products offered by the company.

College Ave

Contact Brian Reed at 610-620-4322
The College Ave Referral Program allows IBAT member banks to refer customers with private student loan needs to College Ave for funding and servicing. The bank will receive an attractive referral fee. College Ave has created student loan products that provide a better experience for the borrower and are simple to use, clear in their description and personalized for each borrower.
Learn More

Deluxe Corporation

Contact Stacia Dewitt-Hall at 940.536.0332
Deluxe provides the industry’s highest quality checks and a host of innovative solutions that support the bank’s goals to increase security, enhance revenue and provide an excellent customer experience every day.
Learn More

Deluxe Merchant Services+

Contact Rian Clinton at 254-485-0552
Deluxe Merchant Services+ is a complete payment processing solution that accepts a wide range of payment methods, simplifies PCI compliance and deposits money in your bank account while delivering a smooth checkout experience.
Learn More

The Endorsement Process

With IBAT Services celebrating its 40th anniversary last year, it is important to pause and reflect on the process that IBAT employs in endorsing various providers.

The IBAT Endorsed Service Provider (ESP) designation is assigned by the association’s board following a thorough and extensive review process. The Services board has a healthy respect for due diligence, and the directors are not hesitant to ask the hard questions you would ask if the supplier were sitting across the desk soliciting your bank’s business. This adds the level of rigor and risk assessment that regulators expect in third-party vendor due diligence. Most importantly, every evaluation begins with the question, “What unique benefit will IBAT members receive through this endorsement that would not otherwise be available to them?”

There are stipulations that require thoughtful consideration, including the provider’s adherence to an annual financial commitment of marketing support and a minimum guarantee of revenue from the sale of the endorsed product.

The board believes that focusing on core products and services for endorsement is most beneficial, serving the majority of IBAT members by leveraging the purchasing power of community banks across Texas to negotiate IBAT-member-only benefits. The board retains IBAT Services staff to review the contracts that members would be offered by endorsed providers, monitor due diligence in line with regulatory guidelines and advise providers when legislation might affect their products or services. When needed, IBAT staff and outside accountants review financials for potential endorsements.

IBAT’s Services team is tireless, consistent and focused, taking tremendous pride in the integrity of the due diligence process. They work with each ESP to design unique programs that align with the company’s strategic marketing. The process is trusted and appreciated by IBAT members, who know that staff and volunteers have steadfastly maintained the high standards of each endorsement process.