| CONSUMER TIPS |
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Many Americans are feeling trapped in the current economic climate, facing foreclosure on their homes and living on credit cards to make it from month to month. Now, more than ever, it is important to maintain a high credit score and know what is in your personal credit report.
This issue of Consumer Tips will help your customer understand the definition of a credit score and steps they can take to improve their own credit score. Read more in the June issue of Consumer Tips: Improving Your Credit Score.
These monthly columns are brought to you as a public service of IBAT and are for the use of IBAT members and their customers. |
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| MAKING A DIFFERENCE AWARD NOMINATIONS |
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Show your appreciation to that one special person in your bank who contributes above and beyond by nominating them for the 2008 Making a Difference Award. We’ve also added a new category this year—The Rising Star Award—for those employees who have been with your bank five years or less, but who are already Making a Difference both in the bank and in the community.
Honorees will be recognized during the IBAT Education Foundation Gala on Sunday, September 21, at the Hyatt Lost Pines Resort in Bastrop.
For more information, click HERE. Deadline for nominations is June 16. |
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| LEGAL EASE QUESTION OF THE WEEK |
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Question: I was under the impression that the law was changed and banks are not required to be represented by an attorney in justice court in attempting to obtain a judgement against a bank debt. Does the law allow us to represent ourselves in justice court in civil matters?
To find out the answer, click on the flashing question mark. And you can also check out our searchable database of other frequently asked questions. |
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| BAKER WEEKLY |
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Financial markets last week continued to react to both inflation fears and concerns about deteriorating economic conditions. Data on factory orders and manufacturing activity showed less downside than had been expected, and prices paid by manufacturers showed bothersome increases. Fed Chairman Bernanke made some fairly remarkable comments at mid-week regarding monetary policy and the dollar. Read more in this week's Baker Weekly.
Although this information has been obtained from sources, which we believe to be reliable, we do not guarantee its accuracy. This is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security. |
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| SOLUTIONS FROM SERVICES |
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2008 Salary and Compensation Survey Deadline is June 13th
Here are a few quick and very important reasons for your bank to participate in this year’s 2008 IBAT Texas Community Bank Salary & Compensation Survey:
These three topics are new for 2008!
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Lending Officers are being courted by competing banks every day!…. Be up to date on their compensation…Are your peers paying incentives for fee income generation? |
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Improved regional peer group compensation data in your geographic area. |
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A comprehensive appendix of the new and updated job titles and descriptions typical of Texas community banks. |
As a participant, your bank pays just $385 which includes tax and shipping for this management tool enabling you to make informed decisions relative to attracting and retaining key employees. Non-participants will pay almost twice this price!
Please be a committed participant and mail your completed survey to IBAT before June 13th.
To print a copy of the questionnaire click HERE.
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| ON THE EDUCATION FRONT |
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As a member of IBAT, you have access to register for the upcoming webcasts:
IBAT and Professional Bank Services Co-Sponsor Compliance Seminars. Here is the current schedule:
6/24 Lubbock
6/25 San Antonio
6/26 Dallas |
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COMING SOON |
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For a complete listing of upcoming events, CLICK HERE. Meanwhile, please mark your calendar for some of our key upcoming events.
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June 19-21, 2008 - Moody Gardens, Galveston |
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Advanced Bonds Summit
August 7 - Irving |
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Lending Compliance Summit
August 21 - San Antonio |
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Liquidity Management Summit
September 4-5, San Antonio |
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September 21-23, 2008 - Hyatt Lost Pines Resort, Austin/Bastrop |
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October 5-10, 2008 - Dallas |
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Sales Culture 201 Summit
November - Dallas |
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TechMecca 2008
November 3-4 - Dallas |
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Financial Literacy Summit
December 2-3 - San Antonio | | |
