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 IBAT's Bottom Line the IBAT weekly electronic newsletter  4/14/2008 
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BEST OF COMMUNITY BANKING AWARDS

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The Best of Community Banking Awards entry forms were mailed late last week, so be watching your mail for information on how you can highlight your bank’s accomplishments to your customers and colleagues.
     The entry deadline is June 30 and categories include:
     • Marketing
     • Architectural Design
     • Financial Literacy
     • Community Service
 
Awards will be presented during the Best of Community Banking Awards Luncheon on Tuesday, September 23rd during the Annual IBAT Convention at the Hyatt Lost Pines Resort in Bastrop.
 
A special thanks to this year’s sponsors:
bullet BKD, LLP (Deborah Scanlon)
bullet The Genesis Group (Melissa Kinion and Virginia Grimes)
bullet Rogers-Ford, LC (Pat and Cynthia Ford)
bullet MCoUSA (Jim Myers)
bullet The Data Center (Rick Coburn)
bullet Computer Services Inc. (Rick Turner)
 
For more information, click HERE or call Mae Beth at 800.749.4228.
 

Leadership Conference

 
Catch the Wave to Leadership Excellence
June 19-21, 2008
Online registration is open, and we still have sponsorship and exhibit opportunities available.
 

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Question:   We have a customer who wrote a check in 2006, then placed a stop payment on it.  The stop payment expired, and the customer did not renew it.  The check was recently presented and our bank paid it.  The customer is claiming that it is a stale dated check and, as such, the bank should not have paid it.  Like all other banks, we use an automated process to handle checks and do not look at the dates on checks.
     To find out the answer, click on the flashing question mark.  And you can also check out our searchable database of other frequently asked questions.
     
endorsed
 
 
Diebold
 
20 years ago, it was acceptable for financial institutions to adapt slowly to new technology. But today, most everything rides on a financial institution’s IT network.  Logical security must be top priority at financial institutions, large and small.  A more proactive approach is needed.  Too much is at stake.
     Don't leave yourself with an unknown level of risk. IBAT's Endorsed Service Provider, Diebold, brings you solutions to your financial institution's IT network.  Click HERE to read more.
     If you have any questions, contact Gary Guerrero at Diebold for more information at 210-242-6123 or e-mail at gary.guerrero@diebold.com.
   

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The minutes from the Federal Reserve’s March 18 FOMC meeting note that “economic activity had continued to decelerate in recent months.”…Crude oil reached an all-time high of $112.21/bbl during intraday trading on Wednesday and is up almost 4% on the week…Consumer credit narrowed in February as Americans used their credit cards less, though January’s figure was revised up from $6.9B to $10.3B and pointed to heavy reliance on debt-financing…Initial jobless claims fell the most in two and a half years but still remains near a four-year high based on the 28-day moving average…Read more in this week's Baker Weekly.
 
Although this information has been obtained from sources, which we believe to be reliable, we do not guarantee its accuracy. This is for information purposes only and is not intended as an offer or solicitation with respect to the purchase or sale of any security. 
 

education

 
IBAT& Professional Bank Services, Inc. Co-Sponsor Compliance Programs.  Here is the upcoming schedule:
bullet 4/22 - 2008 Compliance Management - Lubbock 
bullet 4/23 - 2008 Operations Compliance - Houston
 
Because you are a member of IBAT you may participate in webcasts hosted by Financial Education & Development.  Here's the current list:
 
COMING SOON

 
 
 
 
For a complete listing of upcoming events, CLICK HERE.  Meanwhile, please mark your calendar for some of our key upcoming events. 
 
 
April 29-May 1, 2008 - Washington, DC
 
June 19-21, 2008 - Moody Gardens, Galveston
 
IBAT Associate Member Orientation
July 25, 2008 - Austin
 
September 20-23, 2008 - Hyatt Lost Pines Resort, Austin/Bastrop
 
October 5-10, 2008 - Dallas


Contact IBAT or if you have comments or questions about this newsletter, email or call Bonnie Kankel at (800) 749-4228.
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